Rwanda - FinScope 2024, Financial Inclusion in Rwanda

Reference ID

RWA-NISR-FINSCOPE-2024-v01

Year

Country

Rwanda

Producer(s)

Access to Finance Rwanda

Sponsor(s)

Mastercard Foundation - - Funders of Finscope
Swedish International Cooperation Agency - Sida - Funders of Finscope
Luxembourg Cooperation - - Funders of Finscope
Jersey Overseas Aid - JOA - Funders of Finscope
Rwanda Bankers Associat

Metadata

Documentation in PDF

Study website

Created on

Jul 09, 2025

Last modified

Jul 09, 2025

Page views

338841

K3.12 What is the main reason why do you not have a bank account? (k3_12)
File: Microdata

Overview

Type: Discrete
Format: numeric
Width: 2
Decimals: 0
Range: 1-98

Valid cases: 9807
Invalid: 4187

Categories

Value	Category	Cases
1	Does not need it - Insufficient or no money coming it to justify it	8170	83.3%
2	Cannot maintain the minimum balance	264	2.7%
3	UMURENGE SACCO service charges are too high	49	0.5%
4	UMURENGE SACCO are too far away	105	1.1%
5	UMURENGE SACCO hours are not convenient	14	0.1%
6	Does not have the documentation required	94	1.0%
7	Does not know how to apply	90	0.9%
8	Does not understand benefits of having a UMURENGE SACCO account	205	2.1%
9	Does not trust UMURENGE SACCOs	37	0.4%
10	UMURENGE SACCO do not provide the products or services I need	87	0.9%
11	Can get services needed elsewhere in the community	125	1.3%
12	Need permission of someone else to open it	27	0.3%
98	Other specify	540	5.5%
Sysmiss		4187

warning_figures_indicate_number_of_cases_found