Rwanda - FinScope 2024, Financial Inclusion in Rwanda

Reference ID

RWA-NISR-FINSCOPE-2024-v01

Year

Country

Rwanda

Producer(s)

Access to Finance Rwanda

Sponsor(s)

Mastercard Foundation - - Funders of Finscope
Swedish International Cooperation Agency - Sida - Funders of Finscope
Luxembourg Cooperation - - Funders of Finscope
Jersey Overseas Aid - JOA - Funders of Finscope
Rwanda Bankers Associat

Metadata

Documentation in PDF

Study website

Created on

Jul 09, 2025

Last modified

Jul 09, 2025

Page views

338745

K17. What is the main reason why you do not have a bank account? (k17)
File: Microdata

Overview

Type: Discrete
Format: numeric
Width: 2
Decimals: 0
Range: 1-98

Valid cases: 11080
Invalid: 2914

Categories

Value	Category	Cases
1	Does not need it - Insufficient or no money coming it to justify it	9204	83.1%
2	Cannot maintain the minimum balance	325	2.9%
3	Bank service charges are too high	153	1.4%
4	Banks are too far away	336	3.0%
5	Banking hours are not convenient	7	0.1%
6	Does not have the documentation required	73	0.7%
7	Does not know how to apply	90	0.8%
8	Does not understand benefits from having a bank account	120	1.1%
9	Does not trust banks	22	0.2%
10	Banks do not provide the products or services I need	22	0.2%
11	Can get services needed elsewhere in the community	98	0.9%
12	Need permission of someone else to open it	27	0.2%
98	Other specify	603	5.4%
Sysmiss		2914

warning_figures_indicate_number_of_cases_found