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<rdf:RDF xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dcterms="http://purl.org/dc/terms/">
<rdf:Description rdf:about="finscope-2016-final-report-eng.pdf"><rdf:label><![CDATA[FinScope Rwanda 2016 Final Report]]></rdf:label><dc:title><![CDATA[FinScope Rwanda 2016 Final Report]]></dc:title><dc:creator><![CDATA[AFR]]></dc:creator><dc:publisher><![CDATA[AFR]]></dc:publisher><dcterms:created>2016-05-01</dcterms:created><dc:format><![CDATA[Document, PDF [application/pdf]]]></dc:format><dc:type><![CDATA[Document, Report [doc/rep]]]></dc:type><dcterms:spatial><![CDATA[Rwanda [rwa]]]></dcterms:spatial><dc:description><![CDATA[This is the report of FinScope Rwanda 2016]]></dc:description><dcterms:tableOfContents><![CDATA[Contents
Acknowledgements
Key findings: FinScope Rwanda 2016 1
1. Introduction 7
2. FinScope Surveys 9
2.1 FinScope Rwanda 9
2.2 FinScope Rwanda 2016 10
2.3 Survey and instrument design 10
3. Socio-economic profile 12
4. Money management 16
4.1 Access to financial institutions 16
4.2 Financial capability 19
4.3 Risk and coping mechanisms 25
4.4 Planning ahead 27
4.5 Trust towards financial institutions 27
5. Financial inclusion framework 28
6. Levels of financial inclusion in Rwanda 33
6.1 Drivers of other formal (non-bank) and informal mechanisms 34
6.2 Overlap in product usage 36
6.3 FinScope Access Strand 37
6.3.1 Access Strand summary 37
7. Banking and payments 46
7.1 Bank product usage 48
8. Savings 49
9. Credit 52
10. Insurance 56
10.1 Mutuelle de Santé 57
11. Remittances 58
12. Mobile money 59
13. Landscape of Access 61
14. Excluded population 63
15. Summary 64
16. Conclusions and opportunities 65
17. FinScope footprint 67]]></dcterms:tableOfContents></rdf:Description>
<rdf:Description rdf:about="finscope-2016-detailed-methodology-eng.docx"><rdf:label><![CDATA[Detailed Methodology for FinScope Rwanda 2016]]></rdf:label><dc:title><![CDATA[Detailed Methodology for FinScope Rwanda 2016]]></dc:title><dc:creator><![CDATA[Access to Finance Rwanda]]></dc:creator><dc:publisher><![CDATA[Access to Finance Rwanda]]></dc:publisher><dcterms:created>2015-06-01</dcterms:created><dc:format><![CDATA[Document, Microsoft Word [application/msword]]]></dc:format><dc:type><![CDATA[Document, Technical [doc/tec]]]></dc:type><dcterms:spatial><![CDATA[Rwanda [rwa]]]></dcterms:spatial><dc:description><![CDATA[This is the detailed methodology used for data collection]]></dc:description><dcterms:tableOfContents><![CDATA[TABLE OF CONTENTS	
TABLE OF CONTENTS	2
ABBREVIATIONS AND ACRONYMS	3
I.	INTRODUCTION	4
1.1.	BACKBROUND	4
1.2.	SURVEY OBJECTIVES	5
2.	METHODOLOGY	6
2.1.	SAMPLING FRAME FOR FINSCOPE RWANDA 2015/2016 SURVEY	6
2.2.	STRATIFICATION OF THE SAMPLING FRAME	6
2.3.	SAMPLE SIZE AND ALLOCATION FOR RWANDA FINSCOPE SURVEY 2015	6
2.4.	SAMPLE SELECTION PROCEDURES	8
2.4.1.	First Stage Selection of Sample Villages	8
2.4.2.	Second Stage Selection of Sample Households within a Sample Village	8
2.4.3.	Third Stage Selection of Qualified member for interview within a Sample Household	9
2.5.	SURVEY INSTRUMENT	11
2.6.	LOGISTICS AND SUPPLIES	11
2.7.	DATA ENTRY PROGRAMMING AND TESTING	12
2.8.	PRE-FIELD ACTIVITIES	12
2.9.	TRAINING, PRE-TEST AND PILOT	13
2.10.	FIELDWORK	15
2.11.	DATA MANAGEMENT	17
2.12.	WEIGHTING PROCEDURES FOR SAMPLE HOUSEHOLDS	17
3.	ANALYSIS PLAN & INDICATORS	19
4.1.	ANALYZING FINANCIAL INCLUSION (Analysis plan)	19
4.2.	FINSCOPE RWANDA 2015 INDICATORS	21
4.	IMPLEMENTING ORGANIZATION KEY STAFF AND FIELDWORK ORGANIZATION	24
5.1	IMPLEMENTING FIRM	24
5.2	KEY STAFF	24
5.3	FIELDWORK ORGANIZATION	25
5.	Work Plan	26
Annex 1.Household Questionnaires (Kinyarwanda and English versions)  (see attached document)	29
Annex 2. Curriculum Vitae (CV) for the Survey Director	30
Other relevant training	31]]></dcterms:tableOfContents></rdf:Description>
<rdf:Description rdf:about="q-finscope-2015-questionnaire-eng.docx"><rdf:label><![CDATA[Household Questionanaire]]></rdf:label><dc:title><![CDATA[Household Questionanaire]]></dc:title><dc:creator><![CDATA[Access to Finance Rwanda]]></dc:creator><dc:publisher><![CDATA[Access to Finance Rwanda]]></dc:publisher><dcterms:created>2015-06-01</dcterms:created><dc:format><![CDATA[Document, Microsoft Word [application/msword]]]></dc:format><dc:type><![CDATA[Document, Questionnaire [doc/qst]]]></dc:type><dcterms:spatial><![CDATA[Rwanda [rwa]]]></dcterms:spatial><dc:description><![CDATA[This is the questionnaire for the survey]]></dc:description></rdf:Description>
<rdf:Description rdf:about="q-finscope-2015-questionnaire-kiny.docx"><rdf:label><![CDATA[Urutonde rw'Ibibazwa]]></rdf:label><dc:title><![CDATA[Urutonde rw'Ibibazwa]]></dc:title><dc:creator><![CDATA[Access to Finance Rwanda]]></dc:creator><dc:publisher><![CDATA[Access to Finance Rwanda]]></dc:publisher><dcterms:created>2015-06-01</dcterms:created><dc:format><![CDATA[Document, Microsoft Word [application/msword]]]></dc:format><dc:type><![CDATA[Document, Questionnaire [doc/qst]]]></dc:type><dcterms:spatial><![CDATA[Rwanda [rwa]]]></dcterms:spatial><dc:description><![CDATA[This is the questionnaire in Kinyarwanda used during the survey data collection period]]></dc:description></rdf:Description>
<rdf:Description rdf:about="fsr-2016-data.sav"><rdf:label><![CDATA[Microdata for FinScope Rwanda 2016]]></rdf:label><dc:title><![CDATA[Microdata for FinScope Rwanda 2016]]></dc:title><dc:creator><![CDATA[Access to Finance Rwanda]]></dc:creator><dc:publisher><![CDATA[National Institute of Statistics of Rwanda]]></dc:publisher><dcterms:created>6-17-2016</dcterms:created><dc:format><![CDATA[Data, SPSS [application/x-spss]]]></dc:format><dc:type><![CDATA[Microdata File [dat/micro]]]></dc:type><dcterms:spatial><![CDATA[Rwanda]]></dcterms:spatial><dc:description><![CDATA[This is microdata file for the survey]]></dc:description></rdf:Description>
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