RWANDA - Rwanda FinScope 2020, Financial Inclusion in Rwanda 2020
| Reference ID | RWA-NISR-RFS-2020-v1 |
| Year | 2020 |
| Country | RWANDA |
| Producer(s) | Access to Finance Rwanda (AFR) - GoR |
| Sponsor(s) | Government of Rwanda - GoR - Funding United Kingdom’s Department for International Development - UKaid - Funding United States Agency for International Development - USAID - Funding Sweden - Sweden - Funding The Master Card Foundati |
| Metadata |
 Documentation in PDF
|
Created on
Jan 11, 2021
Last modified
Jan 11, 2021
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398641
data_dictionary
Data File: data-rfs-2020-v01
| Cases | 12480 |
| Variable(s) | 1314 |
| Producer | Access to Finance Rwanda |
Variables
| Name | Label | Question | |
| G5_17 | G5. Reason for Not saving - Do not know | ||
| GS8_1 | GS8. Other types of savings - Property or a buildingor house | ||
| GS8_2 | GS8. Other types of savings - Land | ||
| GS8_3 | GS8. Other types of savings - Farming or agriculture or livestock | ||
| GS8_4 | GS8. Other types of savings - Mutual funds | ||
| GS8_5 | GS8. Other types of savings - Government bonds | ||
| GS8_6 | GS8. Other types of savings - Shares or Stocks | ||
| GS8_7 | GS8. Other types of savings - Assets such as jewellery, gold coins and others | ||
| GS8_8 | GS8. Other types of savings - Fixed deposits | ||
| GS9 | GS9. Having a pension fund | ||
| GS10_1 | GS10. Statement about pension fund - You Know about retirement packages | ||
| GS10_2 | GS10. Statement about pension fund - You are happy with age and retirement packa | ||
| GS10_3 | GS10. Statement about pension fund - You understanding your pension benefits | ||
| H1_1 | H1. Credit statement - You avoiding to borrow money if you can | ||
| H1_2 | H1. Credit statement - You prefer to save money for something rather than borrow | ||
| H1_3 | H1. Credit statement - Without borrowing money would not be able to pay for chil | ||
| H1_4 | H1. Credit statement - If you borrow money it is okay to pay it a bit later than | ||
| H1_5 | H1. Credit statement - Borrow money when needed is more important than money to | ||
| H1_6 | H1. Credit statement - Better to keep savings than to use it to pay a debt | ||
| H1_7 | H1. Credit statement - Have checked credit history through CRB | ||
| H1_8 | H1. Credit statement - Be aware of the consequencies of defaulting loan | ||
| H2A | H2A. Borrowed money during the past 12 months | ||
| H2B | H2B. Main reason you have not borrowed money | ||
| H2C | H2C. Have been paying back money you borrowed from | ||
| H3 | H3. Got any goods or services in advance and had to pay it later | ||
| H4A_01 | H4A. Borrowed money from a bank | ||
| H4A_02 | H4A. Borrowed money from a MFI or a non-umurenge SACCO | ||
| H4A_03 | H4A. Borrowed money from Non-Deposit Taking Lending Financial (NDFI) | ||
| H4A_04 | H4A. Borrowed money through Mobile Money credit e.g MoKash | ||
| H4A_05 | H4A. Borrowed from an umurenge SACCO | ||
| H4A_06 | H4A. Got a loan from Government (Ubudehe credit scheme/VUP loan) | ||
| H4A_07 | H4A. Borrowed money from your employer | ||
| H4A_08 | H4A. Borrowed money from a group such as a co-op, VLSA, tontine, ikibina | ||
| H4A_09 | H4A. Borrowed money from a money lender in the community | ||
| H4A_10 | H4A. Borrowed money/got goods in advance from an agricultural buyer or a farmer’ | ||
| H4A_11 | H4A. Borrowed money from a church or other community-based organisation that you | ||
| H4A_12 | H4A. Borrowed money from family/friends that you had to pay back | ||
| H4A_13 | H4A. Got money from family/friends that you did not have to pay back | ||
| H4A_14 | H4A. Got goods in advance from a shop/store and had to pay back later | ||
| H4A_15 | H4A. Borrowed money from sources not mentioned, specify | ||
| H4A_16 | H4A. None borrowing | ||
| H4B1_01 | H4B.1. Credit at a bank - Where bank products held | ||
| H4B2_01 | H4B.2. Credit at a bank - Where bank products held | ||
| H4B1_02 | H4B.1. Credit at MFI - Where credit products held | ||
| H4B2_02 | H4B.2. Credit at MFI - Where credit products held | ||
| H4B1_03 | H4B.1. Credit from which NDFI did you borrowed | ||
| H4B2_03 | H4B.2. Credit from NDFI did you borrowed | ||
| H4B1_04 | H4B.1. Credit from which MoM did you borrowed | ||
| H4B2_04 | H4B.2. Credit from which other MoM did you borrowed | ||
| H4B1_05 | H4B.1. Credit from which SACCO did you borrowed | ||
| H4B2_05 | H4B.2. Credit from SACCO did you borrowed | ||
| H4C_TEMP | Type of institutions | ||
| H4C | H4C. Who did you borrow the most money from | ||
| H4D | H4D. Main reason of borrowing | ||
| H5 | H5. What did you borrow the most money for | ||
| H6 | H6. Important thing taken into account when you choose who to borrow from | ||
| H6A | H6A. To what extend borrowed money helps you to achieve your goals | ||
| H6B1 | H6B. Credit statements - Were given all the key details about the account fees a | ||
| H6B2 | H6B. Credit statements - Fees and charges for your loan are transparent, or at l | ||
| H6B3 | H6B. Credit statements - Were charged fees you did not expect | ||
| H6B4 | H6B. Credit statements - Lender unexpected withdrew money | ||
| H6B5 | H6B. Credit statements - Did not fully understand the cost or fees | ||
| H6C | H6C. How evaluating amount of microcredit loan interest rate charged | ||
| H7A1 | H7. Have been refused a loan at - Bank | ||
| H7A2 | H7. Have been refused a loan at - SACCO | ||
| H7A3 | H7. Have been refused a loan at - MFI | ||
| H7A4 | H7. Have been refused a loan through - Mobile money operator | ||
| H7A5 | H7. Have been refused a loan at - Savings groups | ||
| H7B | H7B. Main reason given for the refusal | ||
| H8A | H8A. How often do you borrow through your MoM operator | ||
| H8B | H8B. How much did you borrow last time through your MoM operator | ||
| I1A01 | I1. Financial risk experience during the past 12 months - Member of HH lost job | ||
| I1A02 | I1. Financial risk experience during the past 12 months - Serious illness of a | ||
| I1A03 | I1. Financial risk experience during the past 12 months - Death of a relative o | ||
| I1A04 | I1. Financial risk experience during the past 12 months - Theft of HH property | ||
| I1A05 | I1. Financial risk experience during the past 12 months - Theft of business sto | ||
| I1A06 | I1. Financial risk experience during the past 12 months - Theft of agricultural | ||
| I1A07 | I1. Financial risk experience during the past 12 months - Loss of HH goods due | ||
| I1A08 | I1. Financial risk experience during the past 12 months - Agricultural crop or | ||
| I1A09 | I1. Financial risk experience during the past 12 months - Loss of an asset or d | ||
| I1A10 | I1. Financial risk experience during the past 12 months - Failure of business | ||
| I1A11 | I1. Financial risk experience during the past 12 months - Disability due to acc | ||
| I1A12 | I1. Financial risk experience during the past 12 months - Maintenance of farmin | ||
| I1A13 | I1. Financial risk experience during the past 12 months - Recession or bad econ | ||
| I1A14 | I1. Financial risk experience during the past 12 months - Price increases | ||
| I1A15 | I1. Financial risk experience during the past 12 months - Other | ||
| I1A16 | I1. Financial risk experience during the past 12 months - Have not experienced | ||
| I1B | I1B. Had greatest impact your household's finances | ||
| II1C | I1C. What was done when experiencing this event | ||
| II1D | I1D. To what extent helped to deal with this shocks | ||
| II1E | I1E. How long did your insurance claim take to get the payment? | ||
| I2_1 | I2. Insurance statement - Insurance is not a way of saving | ||
| I2_2 | I2. Insurance statement - Having insurance is a good way of protecting yourself | ||
| I2_3 | I2. Insurance statement - Better having savings rather than to have insurance | ||
| I2_4 | I2. Insurance statement - Understand how insurance works | ||
| I2_5 | I2. Insurance statement - Responsible to make arrangements for the costs of fune | ||
| II3A | I13A. Have micro_insurance products | ||
| II3B1 | I13B. Type of micro insurance - Agriculture_crops | ||
| II3B2 | I13B. Type of micro insurance - Agriculture_livestock | ||
| II3B3 | I13B. Type of micro insurance - Other | ||
Total variable(s):
1314 |