Rwanda - Rwanda Finscope Survey 2012, Financial Inclusion in Rwanda 2008-2012
| Reference ID | RWA-NISR-FS-2012-v01 |
| Year | 2012 |
| Country | Rwanda |
| Producer(s) | Access to Finance Rwanda (AFR) |
| Sponsor(s) | United Kingdom’s Department for International Development - UKaid - Funding World Bank - WB - Funding |
| Metadata |
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Created on
May 21, 2015
Last modified
May 22, 2015
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375171
data_dictionary
Data File: rfs-2012-data
| Cases | 6150 |
| Variable(s) | 668 |
| Version | V1 |
| Producer | Access to Finance Rwanda (AFR) |
| Processing Checks | Once the entire dataset was captured, extensive checks were carried out to ensure that the data was clean and without capturing errors. Any anomalies were reviewed and checked against the original questionnaires to establish validity. NISR carried out the final validation of the data and signed off the final dataset before data analysis commenced. |
Variables
| Name | Label | Question | |
| F311_F3D | Does this way of saving meet your saving needs? Other | ||
| F311_F3E | If not, what is the main reason for it not meeting your need? Other | ||
| F311_F3F1 | Usage: Past month Other | ||
| F311_F3F2 | Usage: Past 6 months Other | ||
| F4 | What are you mainly saving or putting money away for? | ||
| G1A | You avoid borrowing money if you can | ||
| G1B | You prefer to save money for something rather than borrow to pay for it | ||
| G1C | Without borrowing money you would not be able to pay for your children’s education | ||
| G1D | If you borrow money it is okay to pay it a bit later than agreed | ||
| G1E | It is okay to borrow money to pay back outstanding debt | ||
| G1F | Being able to borrow money when you need it is more important than the amount of money you have to pay back | ||
| G1G | It is better to remain with debt than to sell something to pay it | ||
| G1H | It is better to keep savings than to use it to pay a debt | ||
| G1I | You would be ashamed/embarrassed to admit that you need to borrow money to meet your needs | ||
| G1J | You would be ashamed/embarrassed if you were not able to pay back money that you owe | ||
| G2A | Did you borrow money from anybody or any institution during the past 12 months? | ||
| G2B | Have you, in the past 12 months, been paying back money that you borrowed from anybody or any institution? | ||
| G2C | During the past 12 months, did you get any goods/services in advance and had to for pay it later? | ||
| G3 | Non-borrowers: What is the main reason why you have not borrowed money? | ||
| G41_G4A | Borrowed money from a bank | ||
| G41_G4B1 | With which institution(s)? | ||
| G41_G4B2 | With which institution(s)? | ||
| G42_G4A | Borrowed money from a MFI or a non-umurenge SACCO | ||
| G42_G4B1 | With which institution(s)? | ||
| G42_G4B2 | With which institution(s)? | ||
| G43_G4A | Borrowed from an umurenge SACCO | ||
| G44_G4A | Got a loan from Government (Ubudehe credit scheme/VUP loan) | ||
| G45_G4A | Borrowed money from your employer | ||
| G46_G4A | Borrowed money from a group such as a co-op, VLSA, tontine, ikibina | ||
| G47_G4A | Borrowed money from a money lender in the community | ||
| G48_G4A | Borrowed money or got goods in advance from an agricultural buyer or a farmers organisation | ||
| G49_G4A | Borrowed money from a church or other community based organisation | ||
| G410_G4A | Borrowed money from family/friends that you had to pay back | ||
| G411_G4A | Got money from family/friends that you did not have to pay back | ||
| G412_G4A | Got goods in advance from a shop/store and had to pay back later | ||
| G413_G4A | Borrowed from other sources | ||
| G4_G4C | More than one lender: Who did you borrow the most money from? | ||
| G5 | Borrowers: What did you borrow the most money for? | ||
| G6 | What is the most important thing you take into account when you choose who to borrow from when you want to borrow money? | ||
| G7A | In the past 6 months, have you been refused a loan by a bank or SACCO or MFI? | ||
| G7B | Those refused a loan:What was the main reason given for the refusal? | ||
| H11_H1A | Experienced: Increase in household size | ||
| H11_H1B | Those experienced: How did you cope financially? Increase in household size | ||
| H12_H1A | Experienced: A household member who used to bring in cash for the household does not bring in cash anymore | ||
| H12_H1B | Those experienced: How did you cope financially? A household member does not bring in cash anymore | ||
| H13_H1A | Experienced: Having to pay unforeseen expenses such as medical/funeral/school fees | ||
| H13_H1B | Those experienced: How did you cope financially? Having to pay unforeseen expenses such as medical/funeral/school fees | ||
| H14_H1A | Experienced: Unexpected rise in prices of goods, fuel | ||
| H14_H1B | Those experienced: How did you cope financially? Unexpected rise in prices of goods, fuel | ||
| H15_H1A | Experienced: Running out of money to meet household expenses | ||
| H15_H1B | Those experienced: How did you cope financially? Running out of money to meet household expenses | ||
| H16_H1A | Experienced: Harvest/livestock loss | ||
| H16_H1B | Those experienced: How did you cope financially? Harvest/livestock loss | ||
| H17_H1A | Experienced: Loss of an asset/dwelling/land | ||
| H17_H1B | Those experienced: How did you cope financially? Loss of an asset/dwelling/land | ||
| H2A | Insurance is not a way of saving because they never pay out | ||
| H2B | Having insurance is a good way of protecting yourself for when things go wrong | ||
| H2C | It is better to have savings to fall back on when you suffer a loss rather than to have insurance | ||
| H2D | You understand how insurance works | ||
| H2E | You are responsible to make arrangements for the costs associated with your funeral before you die | ||
| H31_H3A | Medical insurance (including RAMA, MMI) | ||
| H31_H3B | If not self covered: Are you covered by someone else’s insurance? Medical insurance | ||
| H32_H3A | Mutuelle de Sante (MdS) | ||
| H32_H3B | If not self covered: Are you covered by someone else’s insurance? Mutuelle de Sante | ||
| H41 | Third party insurance | ||
| H42 | Household insurance | ||
| H43 | Life insurance | ||
| H44 | Credit life (insurance linked to a loan) | ||
| H45 | Caisse Sociale du Rwanda/Rwanda Social Security Board | ||
| H46 | Other insurance | ||
| H5 | Uninsured: Main reason for not having insurance | ||
| H6 | Who will pay the costs associated with your funeral? | ||
| I1A | In the past 6 months, have you sent money to someone in a different place within the country? | ||
| I1B | In the past 6 months, have you sent money to someone outside the country? | ||
| I21_I2A | Who did you send money to? Spouse | ||
| I21_I2B | Where were you sending the money? Spouse | ||
| I21_I2C | How often do you send money? Spouse | ||
| I21_I2D | How do you mostly send money? Spouse | ||
| I21_I2E | How much did you send the last time? Spouse | ||
| I22_I2A | Who did you send money to? Child | ||
| I22_I2B | Where were you sending the money? Child | ||
| I22_I2C | How often do you send money? Child | ||
| I22_I2D | How do you mostly send money? Child | ||
| I22_I2E | How much did you send the last time? Child | ||
| I23_I2A | Who did you send money to? Parent | ||
| I23_I2B | Where were you sending the money? Parent | ||
| I23_I2C | How often do you send money? Parent | ||
| I23_I2D | How do you mostly send money? Parent | ||
| I23_I2E | How much did you send the last time? Parent | ||
| I24_I2A | Who did you send money to? Other family member | ||
| I24_I2B | Where were you sending the money? Other family member | ||
| I24_I2C | How often do you send money? Other family member | ||
| I24_I2D | How do you mostly send money? Other family member | ||
| I24_I2E | How much did you send the last time? Other family member | ||
| I25_I2A | Who did you send money to? Friend | ||
| I25_I2B | Where were you sending the money? Friend | ||
| I25_I2C | How often do you send money? Friend | ||
| I25_I2D | How do you mostly send money? Friend | ||
| I25_I2E | How much did you send the last time? Friend | ||
| I26_I2A | Who did you send money to? Supplier or business | ||
Total variable(s):
668 |