Rwanda - FinScope 2024, Financial Inclusion in Rwanda
| Reference ID | RWA-NISR-FINSCOPE-2024-v01 |
| Year | 0 |
| Country | Rwanda |
| Producer(s) | Access to Finance Rwanda |
| Sponsor(s) | Mastercard Foundation - - Funders of Finscope Swedish International Cooperation Agency - Sida - Funders of Finscope Luxembourg Cooperation - - Funders of Finscope Jersey Overseas Aid - JOA - Funders of Finscope Rwanda Bankers Associat |
| Metadata |
Documentation in PDF
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Study website
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Created on
Jul 09, 2025
Last modified
Jul 09, 2025
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338863
data_dictionary
Data File: Microdata
| Cases | 13994 |
| Variable(s) | 2500 |
Variables
| Name | Label | Question | |
| m5a_4 | m5a_4. VASLAs | ||
| m5a_5 | m5a_5. Government Subsidy Scheme | ||
| m5a_6 | m5a_6. Digital loans (from digital platforms/fintechs, Mobile network Operators) | ||
| m5a_7 | m5a_7. Sell crops/livestock/other produce to get money | ||
| m5a_8 | m5a_8. Get money in advance from buyer to whom we sell crop/livestock | ||
| m5a_9 | m5a_9. Get from a supplier or distributor and pay later | ||
| m5a_10 | m5a_10. Loan from formal lending institutions (bank, SACCO, MFI, NTDFS) | ||
| m5a_11 | m5a_11. Loan/credits from buyer of your harvest/supplier of agricultural inputs | ||
| m5a_12 | m5a_12. Loan from a farmers? association | ||
| m5a_13 | m5a_13. Borrow from a community/savings group where we save and lend to each oth | ||
| m5a_14 | m5a_14. Borrow from a money lender in the community | ||
| m5a_15 | m5a_15. Borrow from friends and/or family | ||
| m5a_16 | m5a_16. Don't buy inputs - get inputs in exchange for goods or labour | ||
| m5a_17 | m5a_17. Don't know | ||
| m5a_18 | m5a_18, Other (Specify) | ||
| m5b | M5b. Where do you mainly get the money for farming activities? | ||
| m6 | M6. Have you used any of your assets or land to secure a loan for yourself or fo | ||
| m7 | M7. Do you/your household farm mostly for consumption or selling? | ||
| m8 | M8. Have you or your household ever considered turning your farming activities i | ||
| m9 | M9. If you have considered turning your farming activities into a small business | ||
| m9_1 | m9_1. Do not have means/money/Don't have enough water | ||
| m9_2 | m9_2. Land issues (quality, size) | ||
| m9_3 | m9_3. Do not have collateral to acquire inputs | ||
| m9_4 | m9_4. The market is too far away | ||
| m9_5 | m9_5. Transport issues (cost, reliability.) | ||
| m9_6 | m9_6. There is no surplus to sell / low yields | ||
| m9_7 | m9_7. Market price is too low | ||
| m9_8 | m9_8. Other (Specify) | ||
| m10 | M10. What are the main challenges you face when selling your produce? | ||
| m10_1 | m10_1. Distance to the market | ||
| m10_2 | m10_2. Transportation (access, cost, reliability, damaging goods) | ||
| m10_3 | m10_3. Lack of storage | ||
| m10_4 | m10_4. Problems with buyers of products (price, payment) | ||
| m10_5 | m10_5. Goods/products get damaged in transit | ||
| m10_6 | m10_6. Low/fluctuating market prices | ||
| m10_7 | m10_7. Lack of refrigeration facilities | ||
| m10_8 | m10_8. No loan facilities nearby | ||
| m10_9 | m10_9. Process of getting the loan is long | ||
| m10_10 | m10_10. The timing of when the money is paid does not suit me | ||
| m10_11 | m10_11. Do not know/no answer | ||
| m10_12 | m10_12. Other (Specify) | ||
| n1a | N1a. Please tell me about all the different ways you get/make money to pay for y | ||
| n1a_1 | n1a_1. Salary/wages from Government institution | ||
| n1a_2 | n1a_2. Salary/wages from a private business/company | ||
| n1a_3 | n1a_3. Salary/wages from a farmer | ||
| n1a_4 | n1a_4. Salary/wages from an individual | ||
| n1a_5 | n1a_5. Self-employed (have own registered/licensed business) | ||
| n1a_6 | n1a_6. Money from farming (crops and/or livestock; by-products from livestock) | ||
| n1a_7 | n1a_7. Money from fishing | ||
| n1a_8 | n1a_8. Rental income | ||
| n1a_9 | n1a_9. Private pension | ||
| n1a_10 | n1a_10. Government pension | ||
| n1a_11 | n1a_11. Government/state grant/VUP grant/ VUP cash transfer | ||
| n1a_12 | n1a_12. Social protection | ||
| n1a_13 | n1a_13. Gift | ||
| n1a_14 | n1a_14. Remittances (money from friends/family) | ||
| n1a_15 | n1a_15. Get money from household member | ||
| n1a_16 | n1a_16. Household member pays my expenses | ||
| n1a_17 | n1a_17. Piece work | ||
| n1a_18 | n1a_18. VUP public works | ||
| n1a_19 | n1a_19. Make goods to sell | ||
| n1a_20 | n1a_20. Sell something I grow | ||
| n1a_21 | n1a_21. Sell something I collect from nature (thatch/wood/charcoal) | ||
| n1a_22 | n1a_22. Self-employed (have own business -not registered/licensed) | ||
| n1a_23 | n1a_23. Humaniterian | ||
| n1b | N1b. On which of these do you rely most to make a living? | ||
| n2 | N2. How do you MOSTLY receive the money you get from ?...? | ||
| n3 | N3. How do you receive the money you get from ?...? | ||
| n4 | N4. Which of these, if any, best describes your personal working status? | ||
| n5 | N5. How long you have been unemployed? | ||
| n6 | n6. Which of the following statements are true to you? | ||
| n6_1 | n6_1. You participate in community projects | ||
| n6_2 | n6_2. You had an internship or had a volunteered job in the past 12 months | ||
| n6_3 | n6_3. You tried to start your own business | ||
| n6_4 | n6_4. You currently doing any course/training to improve job prospects | ||
| n6_5 | n6_5. You have the skills necessary to find a job | ||
| n7a | N7a. How many hours a day do you spend on unpaid work? When I say unpaid work, I | ||
| n7b | N7b. How many hours a day do you spend taking care of family members (children, | ||
| n9 | N9. In total, how many people, if any, do you employ in your business? | ||
| n10 | N10. Would it be easier for you to give me an estimate of this for a month or fo | ||
| n11 | N11. What is your monthly personal total income? | ||
| n12 | N12. What is your Annual total income? | ||
| n13 | N13. What impact has COVID19 had on your livelihoods/income since March, 2020, t | ||
| n13_1 | n13_1. I got retrenched | ||
| n13_2 | n13_2. Stopped working for some time | ||
| n13_3 | n13_3. Income/revenue reduced | ||
| n13_4 | n13_4. Same as before/nothing changed | ||
| n13_5 | n13_5. Same as before, but expect the worse in future | ||
| n13_6 | n13_6. Company?s benefits such as pension fund, medical aid, etc. were reduced o | ||
| n13_7 | n13_7. Income/revenue increased | ||
| n13_8 | n13_8. Could not operate due to restrictions | ||
| n13_9 | n13_9. Do not know | ||
| n13_10 | n13_10. Other | ||
| n14 | N14. Since March 1st, 2020, have you or anyone in your household (including for | ||
| n14_1 | n14_1. Government of Rwanda | ||
| n14_2 | n14_2. Banking institution | ||
| n14_3 | n14_3. Church/Mosque | ||
| n14_4 | n14_4. Savings groups | ||
| n14_5 | n14_5. Bank or mobile money agent | ||
| n14_6 | n14_6. Cooperative | ||
Total variable(s):
2500 |


Documentation in PDF
Study website