| Name | Label | Question |
| h2 |
Credit status
| |
|
| h2_1 |
H2_1. Borrowed money during the past 12 months
| |
|
| h2_2 |
H2_2 . Have been paying back money you borrowed in the past 12 months
| |
|
| h2_3 |
H2_3 . Got any goods or services in advance and had to pay it later in the past
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|
| h3 |
H3. Please tell me which of the following have you done in the past 12 months?
| |
|
| h3_01 |
h3. Borrowed money from a bank
| |
|
| h3_02 |
h3. Borrowed money from Digital loan
| |
|
| h3_03 |
h3. Borrowed money from a MFI or a non-umurenge SACCO
| |
|
| h3_04 |
h3. Borrowed money from Non-Deposit Taking Lending Financial (NDFI)
| |
|
| h3_05 |
h3. Borrowed money through Mobile Money credit e.g MoKash
| |
|
| h3_06 |
h3. Borrowed from an umurenge SACCO
| |
|
| h3_07 |
h3. Got a loan from Government (Ubudehe credit scheme/VUP loan)
| |
|
| h3_08 |
h3. Borrowed money from your employer
| |
|
| h3_09 |
h3. Borrowed money from a group such as a co-op, VLSA, tontine, ikibina
| |
|
| h3_10 |
h3. Borrowed money from a money lender in the community
| |
|
| h3_11 |
h3. Borrowed money/got goods in advance from an agricultural buyer or a farmer'
| |
|
| h3_12 |
h3. Borrowed money from a church or other community-based organisation that you
| |
|
| h3_13 |
h3. Borrowed money from family/friends that you had to pay back
| |
|
| h3_14 |
h3. Got money from family/friends that you did not have to pay back
| |
|
| h3_15 |
h3. Got goods in advance from a shop/store and had to pay back later
| |
|
| h3_16 |
h3. Gaurantee fund
| |
|
| h3_17 |
h3. Borrowed money from sources not mentioned, specify
| |
|
| h3_18 |
h3. None borrowing
| |
|
| h4a |
H4a. With which institution(s)?
| |
|
| h4a_1 |
h4a. With-Access bank Rwanda
| |
|
| h4a_2 |
h4a. With-Bank of Kigali
| |
|
| h4a_3 |
h4a. With-Banque de l'Habitat du Rwanda
| |
|
| h4a_4 |
h4a. With-BPR Bank Rwanda Plc
| |
|
| h4a_5 |
h4a. With-Commercial Bank of Rwanda
| |
|
| h4a_6 |
h4a. With-Compagnie Générale de Banque
| |
|
| h4a_7 |
h4a. With-Ecobank
| |
|
| h4a_8 |
h4a. With-Equity Bank
| |
|
| h4a_9 |
h4a. With-Fina Bank
| |
|
| h4a_10 |
h4a. With-I&M Bank Rwanda
| |
|
| h4a_11 |
h4a. With-Kenya Commercial Bank
| |
|
| h4a_12 |
h4a. With-National Bank of Rwanda
| |
|
| h4a_13 |
h4a. With-Rwanda Development Bank
| |
|
| h4a_14 |
h4a. With-Urwego Opportunity Bank (UOB)
| |
|
| h4a_15 |
h4a. With-MTN
| |
|
| h4a_16 |
h4a. With-Airtel Rwanda
| |
|
| h4a_17 |
h4a. With-AMIZERO SACCO GISAKURA
| |
|
| h4a_18 |
h4a. With-COMICOKA
| |
|
| h4a_19 |
h4a. With-COODEMARU
| |
|
| h4a_20 |
h4a. With-COOJAD BUGESERA
| |
|
| h4a_21 |
h4a. With-COOPEC IMPAMBA
| |
|
| h4a_22 |
h4a. With-COOPEC INGASHYA
| |
|
| h4a_23 |
h4a. With-COOPEC ITI
| |
|
| h4a_24 |
h4a. With-COOPEC TWIZIGAMIRE
| |
|
| h4a_25 |
h4a. With-COOPEC UBAKA
| |
|
| h4a_26 |
h4a. With-COOPEC ZAMUKA
| |
|
| h4a_27 |
h4a. With-CPF INEZA
| |
|
| h4a_28 |
h4a. With-CSPKI
| |
|
| h4a_29 |
h4a. With-CSTCR
| |
|
| h4a_30 |
h4a. With-CT NYAMAGABE
| |
|
| h4a_31 |
h4a. With-CT RUSIZI
| |
|
| h4a_32 |
h4a. With-Cycle Investment Cooperative (CIC SACCO)
| |
|
| h4a_33 |
h4a. With-GATARE TEA FARMERS SACCO
| |
|
| h4a_34 |
h4a. With-MTG ISHEMA SACCO
| |
|
| h4a_35 |
h4a. With-MUGANGA SACCO
| |
|
| h4a_36 |
h4a. With-PFUNDA TEA FARMERS AND WORKERS SACCO
| |
|
| h4a_37 |
h4a. With-SACCO TEA SHAGASHA
| |
|
| h4a_38 |
h4a. With-TRASO
| |
|
| h4a_39 |
h4a. With-UMWALIMU SACCO
| |
|
| h4a_40 |
h4a. With-Other
| |
|
| h4b |
H4b. Who did you borrow the most money from?
| |
|
| h5 |
H5. What did you borrow the most money for?
| |
|
| h6a |
H6a. What is the most important thing you take into account when you choose who
| |
|
| h6b |
H6b. To what extend do you agree or disagree that [INSERT PROVIDER FROM H4c] hel
| |
|
| h6c |
H6c. How do you evaluate the amount of microcredit loan interest rate charged?
| |
|
| h6d_1 |
h6d_1. When you were given your loan, you were given all the key details about t
| |
|
| h6d_2 |
h6d_2. The fees and charges for your loan are transparent, or at least easy to f
| |
|
| h6d_3 |
h6d_3. You were charged fees you did not expect
| |
|
| h6d_4 |
h6d_4. The lender unexpectedly withdrew your money
| |
|
| h6d_5 |
h6d_5. You did not fully understand the cost or fees
| |
|
| h7 |
H7. What is the main reason why you have not borrowed money?
| |
|
| h7_other_specify |
H7. Other, specify
| |
|
| h8a |
In the past 6 months, have you been refuseda loan by the following institutions?
| |
|
| h8a_1 |
h8a_1. Bank-In the past 6 months, have you been refused a loan
| |
|
| h8a_2 |
h8a_2. SACCO-In the past 6 months, have you been refused a loan
| |
|
| h8a_3 |
h8a_3. MFI-In the past 6 months, have you been refused a loan
| |
|
| h8a_4 |
h8a_4. Mobile money-In the past 6 months, have you been refused a loan
| |
|
| h8a_5 |
h8a_5. Savings groups-In the past 6 months, have you been refused a loan
| |
|
| h8b |
What was the main reason given for the refusal?
| |
|
| h8b_1 |
h8b_1. Bank-what was the main reason given for the refusal
| |
|
| h8b_2 |
h8b_2. SACCO-what was the main reason given for the refusal
| |
|
| h8b_3 |
h8b_3. MFI-what was the main reason given for the refusal
| |
|
| h8b_4 |
h8b_4. Mobile money-what was the main reason given for the refusal
| |
|
| h8b_5 |
h8b_5. Savings groups-what was the main reason given for the refusal
| |
|
| h9a |
H9a. How often do/did you borrow through your mobile money operator? Would you s
| |
|
| h9b |
H9b. The last time you borrowed through your mobile money operator, how much did
| |
|
| h10a |
H10a. In the last 12 months, have you borrowed airtime from your network mobile
| |
|
| h10b |
H10b. How often do/did you borrow airtime? Would you say it is/was ?...?
| |
|
| h10c |
H10c. The last time you borrowed airtime, how much did you borrow?
| |
|
| i |
Please tell me which of the following you agree with?
| |
|
| i1_1 |
i1_1. You agree with: Insurance is not useful because they never pay out
| |
|
| i1_2 |
i1_2. You agree with: Having insurance is a good way of protecting yourself for
| |
|
| i1_3 |
i1_3. You agree with: It is better to have savings to fall back on when you suff
| |
|
| i1_4 |
i1_4. You agree with: You understand how insurance works
| |
|
| i2 |
I2. Can you please tell me about something that happened to you in the past 12 m
| |
|
| i2_1 |
i2. Member of household lost job/income
| |
|
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