| Name | Label | Question |
| g3b_15 |
g3b. With-MTN
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|
| g3b_16 |
g3b. With-Airtel Rwanda
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|
| g4a |
G4a. Which of these ways of saving suits you best?
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|
| g4b |
G4b. What is the main reason why you save in this way
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|
| g5 |
G5. To what extent do you agree or disagree that [main saving device in G4a] hel
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|
| g6 |
G6. What is your main reason for saving or putting money away for?
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|
| g7 |
G7. How often do you save [main saving device in G4a]?
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|
| g8 |
G8:How much did you save the last time
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|
| g9 |
G9. Reason for Not saving
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|
| g9_1 |
g9. Never thought about it
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|
| g9_2 |
g9. I prefer to spend money on other things I need more
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|
| g9_3 |
g9. I prefer to invest in other things e.g., property, livestock
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|
| g9_4 |
g9. My children will look after me, so I don?t need it
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|
| g9_5 |
g9. I save in other ways e.g., keep cash at home
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|
| g9_6 |
g9. I won't be able to access my money if I need it
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|
| g9_7 |
g9. I don't want to save
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|
| g9_8 |
g9. I don't need to save
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|
| g9_9 |
g9. Don't know about investment and savings
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|
| g9_10 |
g9. I don't have money to save or invest
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|
| g9_11 |
g9. I do not have a bank account
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|
| g9_12 |
g9. It is too expensive
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|
| g9_13 |
g9. I don't have a job
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|
| g9_14 |
g9. Do not understand the investment/savings products
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|
| g9_15 |
g9. There are too many to choose from so I get confused
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|
| g9_16 |
g9. Don't know
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|
| g9_17 |
g9. Other (Specify)
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|
| g10 |
Ways to save money other than putting cash aside
| |
|
| g10_1 |
G10_1.Other types of savings - Property (a building/house)
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|
| g10_2 |
G10_2.Other types of savings - Land
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|
| g10_3 |
G10_3.Other types of savings - Farming/agriculture/livestock
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|
| g10_4 |
G10_4.Other types of savings - Mutual funds
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|
| g10_5 |
G10_5.Other types of savings - Government bonds
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|
| g10_6 |
G10_6.Other types of savings - Shares/Stocks
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|
| g10_7 |
G10_7.Other types of savings - Assets such as jewellery, gold coins and others
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|
| g10_8 |
G10_8.Other types of savings - Fixed deposits
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|
| g11a |
G11a. Do you contribute to /have any pension fund?
| |
|
| g11b |
G11b. Do you currently have an old-age savings?
| |
|
| g12 |
Which of the following statements,do you aggree with?
| |
|
| g12_1 |
g12_1. Do you know the retirement package?
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|
| g12_2 |
g12_2. Are you happy with age and retirement package
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|
| g12_3 |
g12_3. Do you understand your pension benefits
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|
| g13 |
Have you heard of the following terms?
| |
|
| g13_01 |
g13_01. Have you heard-Stocks/ equity/shares
| |
|
| g13_02 |
g13_02. Have you heard-Bonds
| |
|
| g13_03 |
g13_03. Have you heard-Shares in the capital market
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|
| g13_04 |
g13_04. Have you heard-Treasury bills
| |
|
| g13_05 |
g13_05. Have you heard-Mutual funds (RNIT Iterambere Funds)
| |
|
| g13_06 |
g13_06. Have you heard-Equities
| |
|
| g13_07 |
g13_07. Have you heard-Collective investment schemes
| |
|
| g13_08 |
g13_08. Have you heard-Non-Interest products
| |
|
| g13_09 |
g13_09. Have you heard-Capital market
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|
| g13_10 |
g13_10. Have you heard-Security exchange commission
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|
| g13_11 |
g13_11. Have you heard-Stockbroker
| |
|
| g13_12 |
g13_12. Have you heard-Unit trust
| |
|
| g13_13 |
g13_13. Have you heard-Fixed deposits
| |
|
| g13_14 |
g13_14. Have you heard-Asset manager
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|
| g14a |
Have you used any of the following?
| |
|
| g14a_01 |
g14a_01. Have you used-Stocks/ equity/shares
| |
|
| g14a_02 |
g14a_02. Have you used-Bonds
| |
|
| g14a_03 |
g14a_03. Have you used-Shares in the capital market
| |
|
| g14a_04 |
g14a_04. Have you used-Treasury bills
| |
|
| g14a_05 |
g14a_05. Have you used-Mutual funds (RNIT Iterambere Funds)
| |
|
| g14a_06 |
g14a_06. Have you used-Equities
| |
|
| g14a_07 |
g14a_07. Have you used-Collective investment schemes
| |
|
| g14a_09 |
g14a_09. Have you used-Capital market
| |
|
| g14a_10 |
g14a_10. Have you used-Security exchange commission
| |
|
| g14a_11 |
g14a_11. Have you used-Stockbroker
| |
|
| g14a_12 |
g14a_12. Have you used-Unit trust
| |
|
| g14a_13 |
g14a_13. Have you used-Fixed deposits
| |
|
| g14a_14 |
g14a_14. Have you used-Asset manager
| |
|
| g14b |
Have you invested money or bought any of the following .....
| |
|
| g14b_1 |
g14b_1. Have you invested money or bought-Bought/started a business
| |
|
| g14b_2 |
g14b_2. Have you invested money or bought-Invested in someone else's business
| |
|
| g14b_3 |
g14b_3. Have you invested money or bought-Bought agricultural land to start farm
| |
|
| g14b_4 |
g14b_4. Have you invested money or bought-Bought additional agricultural land to
| |
|
| g14b_5 |
g14b_5. Have you invested money or bought-Invested in property to rent out
| |
|
| g14b_6 |
g14b_6. Have you invested money or bought-Bought assets that can use to generate
| |
|
| g14b_7 |
g14b_7. Have you invested money or bought-Bought livestoke to generate money
| |
|
| g15 |
G15. Why have you not used any investment products?
| |
|
| g15_1 |
g15. I do not have the kind of money required to invest
| |
|
| g15_2 |
g15. I don't need to invest
| |
|
| g15_3 |
g15. Don't understand how to invest
| |
|
| g15_4 |
g15. I don't have an ID/passport
| |
|
| g15_5 |
g15. I use my money for savings not investments
| |
|
| g15_6 |
g15. I have better option to invest in, instead of capital market
| |
|
| g15_7 |
g15. I lost money in the investment markets
| |
|
| g15_8 |
g15. I have never heard of securities markets
| |
|
| g15_9 |
g15. I don't trust securities markets and stockbrokers
| |
|
| g15_10 |
g15. It's too complicated
| |
|
| g15_11 |
g15. I do not like taking risk in the securities market
| |
|
| g15_12 |
g15. Don't know
| |
|
| g15_13 |
g15. Other (SPECIFY)
| |
|
| h1 |
Do you agree/disagree with the following statements?
| |
|
| h1_1 |
h1_1. You prefer to save money for something rather than borrow to pay for it
| |
|
| h1_2 |
h1_2. If you borrow money, it is okay to pay it a bit later than agreed
| |
|
| h1_3 |
h1_3. Being able to borrow money when you need it is more important than the amo
| |
|
| h1_4 |
h1_4. It is better to keep savings than to use it to pay a debt
| |
|
| h1_5 |
h1_5. You are aware of the Credit Reference Bureau
| |
|
| h1_6 |
h1_6. You have checked your credit history through Credit Reference Bureau
| |
|
| h1_7 |
h1_7. You are aware of the consequencies of defaulting your loan
| |
|
Documentation in PDF
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