Rwanda - FinScope 2024, Financial Inclusion in Rwanda
| Reference ID | RWA-NISR-FINSCOPE-2024-v01 |
| Year | 0 |
| Country | Rwanda |
| Producer(s) | Access to Finance Rwanda |
| Sponsor(s) | Mastercard Foundation - - Funders of Finscope Swedish International Cooperation Agency - Sida - Funders of Finscope Luxembourg Cooperation - - Funders of Finscope Jersey Overseas Aid - JOA - Funders of Finscope Rwanda Bankers Associat |
| Metadata |
 Documentation in PDF
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 Study website
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Created on
Jul 09, 2025
Last modified
Jul 09, 2025
Page views
339491
data_dictionary
Data File: Microdata
| Cases | 13994 |
| Variable(s) | 2500 |
Variables
| Name | Label | Question | |
| e18_1 | e18_1. Borrowed from a bank or other formal institution | ||
| e18_2 | e18_2. Borrowed from money lender (loan shark) | ||
| e18_3 | e18_3. Borrowed from saving group | ||
| e18_4 | e18_4. Took a loan/advance from my employer | ||
| e18_5 | e18_5. Borrowed from family/friends/community/church/mosque | ||
| e18_6 | e18_6. Took a loan from a shopkeeper | ||
| e18_7 | e18_7. Borrowed from a digital app-based lender e.g., Mokash | ||
| e18_8 | e18_8. Used savings held at a bank/Insurance provider/Retailer | ||
| e18_9 | e18_9. Used savings from a saving group | ||
| e18_10 | e18_10. Used savings held with friends/family | ||
| e18_11 | e18_11. Used savings held in a secret hiding place | ||
| e18_12 | e18_12. Sold livestock | ||
| e18_13 | e18_13. Sold other assets, not livestock (e.g., car, business,land) | ||
| e18_14 | e18_14. Got assistance/gift from friends/family/community(which you did not have | ||
| e18_15 | e18_15. Cut back on expenses/adjust consumption patterns | ||
| e18_16 | e18_16. Got goods/items on credit | ||
| e18_17 | e18_17. Worked more/got additional jobs | ||
| e18_18 | e18_18. Hire purchase | ||
| e18_19 | e18_19. Education insurance | ||
| e18_20 | e18_20. Don't know | ||
| e18_21 | e18_21. Refused to Answer | ||
| e18_22 | e18_22. Other (SPECIFY) | ||
| e18_other_specify | E18. Other, specify | ||
| e19 | E19. What is the main device that you used or are using, to pay for | ||
| e20 | Would like to know your opinions about these statments | ||
| e20_01 | e20_01. Women should not have assets that can be used as collateral against thei | ||
| e20_02 | e20_02. Women should not service a business loan independently. | ||
| e20_03 | e20_03. Women should seek permission from their family to apply for a business l | ||
| e20_04 | e20_04. Women should rely on family for financial support instead of financial s | ||
| e20_05 | e20_05. Women should not expose their family to financial risks. | ||
| e20_06 | e20_06. Women should not have financial privacy from their family members. | ||
| e20_07 | e20_07. Women should not manage digital financial service accounts independently | ||
| e20_08 | e20_08. Women should keep their money in cash/at home. | ||
| e20_09 | e20_09. Women should invest all profits into the household. | ||
| e20_10 | e20_10. Women should give their income to their partner or a male household memb | ||
| e20_11 | e20_11. Women should use their income to support relatives and extended family. | ||
| e20_12 | e20_12. Women should not make decisions on big expenses or investments. | ||
| qf1 | QF1. For each one that I mention, please tell me whether you have ever used a se | ||
| qf1_01 | qf1_01. Ever used - Commercial bank | ||
| qf1_02 | qf1_02. Ever used - Digital bank | ||
| qf1_03 | qf1_03. Ever used - Microfinance institution (non-umurenge) | ||
| qf1_04 | qf1_04. Ever used - Non-Deposit Taking Lending Financial (NDFI) | ||
| qf1_05 | qf1_05. Ever used - Mobile money operator | ||
| qf1_06 | qf1_06. Ever used - Umurenge SACCO | ||
| qf1_07 | qf1_07. Ever used - Insurance provider | ||
| qf1_08 | qf1_08. Ever used - Pension fund administrator | ||
| qf1_09 | qf1_09. Ever used - Long-Term Saving Scheme (EJOHEZA) | ||
| qf1_10 | qf1_10. Ever used - Savings group that you save with or borrow from | ||
| qf1_11 | qf1_11. Ever used - Village/community association | ||
| qf1_12 | qf1_12. Ever used - None of the above | ||
| qf2 | Does the instituion used offer services electronically? | ||
| qf2_01 | qf2_01. Offer services electronically - Commercial bank | ||
| qf2_02 | qf2_02. Offer services electronically - Digital Banking | ||
| qf2_03 | qf2_03. Offer services electronically - Microfinance institution(non-umurenge) | ||
| qf2_04 | qf2_04. Offer services electronically - Non-Deposit Lending Financial(NDFI) | ||
| qf2_05 | qf2_05. Offer services electronically - Mobile money operator | ||
| qf2_06 | qf2_06. Offer services electronically - Umurenge Sacco | ||
| qf2_10 | qf2_10. Offer services electronically - Savings group | ||
| qf2_11 | qf2_11. Offer services electronically - Village/community association | ||
| qf3 | Do you have an account registered in your name with | ||
| qf3_01 | qf3_01. Account registered in own name - Commercial bank | ||
| qf3_02 | qf3_02. Account registered in own name- Digital bank | ||
| qf3_03 | qf3_03. Account registered in own name - Microfinance institution (non-umurenge) | ||
| qf3_04 | qf3_04. Account registered in own name - Non-Deposit Taking Lending Financial (N | ||
| qf3_05 | qf3_05. Account registered in own name - Mobile money operator | ||
| qf3_06 | qf3_06. Account registered in own name - Umurenge SACCO | ||
| qf3_07 | qf3_07. Account registered in own name - Insurance provider | ||
| qf3_08 | qf3_08. Account registered in own name - Pension fund administrator | ||
| qf3_09 | qf3_09. Account registered in own name - Long-Term Saving Scheme (EJOHEZ | ||
| qf3_10 | qf3_10. Account registered in own name - Savings group that you save with or bor | ||
| qf3_11 | qf3_11. Account registered in own name - Village/community association | ||
| qf4_01 | qf4_01. Do you currently use - Commercial bank | ||
| qf4_02 | qf4_02. Do you currently use - Digital bank | ||
| qf4_03 | qf4_03. Do you currently use - Microfinance institution (non-umurenge) | ||
| qf4_04 | qf4_04. Do you currently use - Non-Deposit Taking Lending Financial (NDFI) | ||
| qf4_05 | qf4_05. Do you currently use - Mobile money operator | ||
| qf4_06 | qf4_06. Do you currently use - Umurenge SACCO | ||
| qf4_07 | qf4_07. Do you currently use - Insurance provider | ||
| qf4_08 | qf4_08. Do you currently use - Pension fund administrator | ||
| qf4_09 | qf4_09. Do you currently use - Long-Term Saving Scheme (EJOHEZA) | ||
| qf4_10 | qf4_10. Do you currently use - Savings group that you save with or borrow from | ||
| qf4_11 | qf4_11. Do you currently use - Village/community association | ||
| qf5_01 | QF5. Which of the following activities have you ever done using a [insert name o | ||
| qf5_01_1 | qf5_01_1. Commercial bank-Deposited or withdrew money | ||
| qf5_01_2 | qf5_01_2. Commercial bank-Bought airtime top-ups or paid a mobile phone bill | ||
| qf5_01_3 | qf5_01_3. Commercial bank-Paid school fees | ||
| qf5_01_4 | qf5_01_4. Commercial bank-Paid a bill for medical treatment, housing, trash coll | ||
| qf5_01_5 | qf5_01_5. Commercial bank-Paid a tax, fine, fee, or other payment to the governm | ||
| qf5_01_6 | qf5_01_6. Commercial bank-Sent money to, or received money from someone | ||
| qf5_01_7 | qf5_01_7. Commercial bank-Received money from the government | ||
| qf5_01_8 | qf5_01_8. Commercial bank-Received wages from an employer | ||
| qf5_01_9 | qf5_01_9. Commercial bank-Made insurance payments or received claims on insuranc | ||
| qf5_01_10 | qf5_01_10. Commercial bank-Borrowed money | ||
| qf5_01_11 | qf5_01_11. Commercial bank-Saved money | ||
| qf5_01_12 | qf5_01_12. Commercial bank-Made an investment | ||
| qf5_01_13 | qf5_01_13. Commercial bank-Paid for goods or services at a store, shop, restaura | ||
| qf5_01_14 | qf5_01_14. Commercial bank-Made pension payment or retirement savings | ||
| qf5_01_15 | qf5_01_15. Commercial bank-Never used any service in this institution | ||
| qf5_02 | QF5. Which of the following activities have you ever done using a [insert name o | ||
| qf5_02_1 | qf5_02_1. Digital bank-Deposited or withdrew money | ||
Total variable(s):
2500 |